MetaMask vs Monero GUI Comparison

New wallets get a 12-word phrase; 12- and 24-word phrases from other wallets can be imported. One phrase gives each account an Ethereum-style address, a Solana address and a Bitcoin address; Bitcoin uses only the Native SegWit address type.

Monero's own 25-word seed: 24 words encode the private spend key and the 25th is a checksum. It is not BIP39, but it is the most widely used seed format among Monero wallets. The GUI creates and restores only this format, and can also restore a wallet from its private keys or from a hardware wallet.

Seed phrase handling in the browser extension and its key libraries, ordered by MetaMask after users reported that one phrase restored different accounts. No flaw in the phrase standard was found; three of eleven suggestions were left unresolved. The phone app was last audited in 2019.

The privacy notice and terms of use name Consensys Software Inc., doing business as MetaMask, at 5049 Edwards Ranch Rd, Fort Worth, Texas. Data is stored in the United States. US users fall under Texas law with arbitration; UK users under English law with arbitration in London; others under Irish law with arbitration in Dublin unless they choose otherwise. The App Store lists ConsenSys AG as the seller.

The Monero Project calls itself a loose collective of individuals; the GUI has no company behind it. The terms of use of getmonero.org, last revised in June 2017, are governed by the laws of South Africa.

MetaMask has been built since 2016 by Consensys Software Inc., which also runs Infura, the default blockchain server. On 9 September 2026 the company announced it will rename itself MetaMask under Joe Lubin as chairman and CEO, and move its protocols and institutional business into a new company that keeps the Consensys name; the separation is expected by the end of 2026.

Built by volunteer and crowdfunded contributors under the oversight of the Monero Core Team. No part of the block reward goes to development; the project is funded by donations to its General Fund and through the Community Crowdfunding System.